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Underwriting

Enabling clients to obtain favorable insurance coverage

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Superior Impaired Risk Underwriting

The underwriting team at Milner Financial is renowned for our legacy of deep expertise and personal – response service with 70+ years of combined experience specializing in impaired risk underwriting. Advances in medical research and technological breakthroughs are occurring at an ever- accelerating pace. We are changing how insurance is designed and delivered for those with medical concerns.

We have built bridges of communication and trust between ourselves and Home Office Underwriters and Medical Directors. Our carrier relationships are invaluable and allow us to get your clients the most cost-effective protection available. Through superior impaired risk underwriting, we have over 7 decades in business and continue to place cases other simply cannot.

Our Underwriting Experts offer:

  • Over 70 years of combined underwriting experience, product knowledge for case design and ongoing medical training
  • Access to re-insurance manuals to help negotiate with underwriters at insurance companies
  • Client conference calls to assist with discussing medical history
  • Expedited retrieval of medical records using electronic health records vendors.
"The service we receive from Milner Financial is exceptional. Together we have worked with them for over 50 years. Their service and expertise in field underwriting is outstanding."
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Joel W.

Securities offered through The Leaders Group, Inc. Member FINRA / SIPC
26 W. Dry Creek Circle, Suite 575, Littleton, CO 80120, 303-797-9080.
Milner Financial is not affiliated with The Leaders Group, Inc.
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